HJB Risk-Maturity-Modell

The analysis with the HJB Risk-Maturity-Model is the basis for the evaluation and the optimisation of risk management systems. With this quick-check, which takes 3 to 5 days depending on the size and complexity of your company, you receive a prompt feedback, where you stand with your risk management system and where action is needed. Following I give you a quick insight into the 4 levels of the HJB Risk-Maturity-Model.

The 4 levels of the HJB Risk Maturity model
The 4 levels of the HJB Risk Maturity model

Level 1

  • Risk management as an ad-hoc reaction to problems occurred
  • No processes in place for the systematic identification and evaluation of risks
  • Missing awareness for the need of risk management

Level 2

  • Isolated activities managing risks
  • Task of specialists
  • No comprehensive, up to date survey about the risks the company faces

Level 3

  • A company-wide process for the identification and evaluation of risks has been established
  • Actions are defined to reduce risks
  • Metrics for the evaluation and steering of risks and a risk report are available
  • Emphasis is placed on the compliance with external requirements and the recording and administration of risks

Level 4

  • An up-to-date risk strategy exists derived from the business strategy
  • The risk management system is part of the controlling process and risks are managed actively
  • The company cultivates an open risk culture driven by the Board
  • Risk information is used for the continuous improvement of business processes
  • Responsibilities and accountabilities in the risk management process are clearly defined